At AgCarolina Farm Credit, 我们理解您在寻求外部专业人士的帮助以获得信贷时对个人财务信息隐私和保密的期望. 我们在制定和实施政策和程序方面非常谨慎,并承诺对这些政策和程序进行持续审查,以保护您的个人和财务信息.

Your privacy is a top priority in all aspects of our business. 我们的员工被告知他们有责任保护您的机密信息,并遵守严格的行为标准, which prohibit unauthorized use of your information. Security procedures and internal controls are also in place to protect your privacy.

On this site, we collect personally identifiable information (such as name, address, SSN) only if specifically and knowingly provided by you. We do not give, sell or transfer any personal information to third parties, unless required by law or under such other permissible purposes as set forth by regulation.

Information Collected and Stored Automatically

On our website, we collect and store information about your visit for security reasons, as well as for site research and enhancement. We do not track or record information about individuals and their visits. 通过使用cookie(一个网站放置在你的硬盘上的文件,允许它监视你对网站的使用), we automatically collect and store only the following information about your visit:

  • Your internet domain (for example, "xcompany.com”),如阁下使用私人上网户口及登入本网站的IP地址(IP地址是阁下在浏览网页时自动分配给阁下电脑的数字);
  • The type of browser and operating system used to access our site;
  • The date and time you access our site;
  • The pages you visit; and
  •  If you linked to our site from another website, the address of that website.

Information Collected from Emails and Web Forms

If you complete one of our interactive forms or submit an email through our website, your information will be used as described at the point of collection. It may be seen and used by Farm Credit employees, but will not be provided to a non-affiliated third parties. If you are not comfortable providing the requested information via email or web forms, please contact us by calling 800.951.3276, or by writing to us at P.O. Box 14789, Raleigh, NC  27620-4789.

We will not obtain personally-identifying information about you when you visit our site, unless you choose to provide such information to us. Farm Credit将所有信息的使用和收集限制在维护和管理金融服务所必需的范围内, provide excellent service and offer new products and services that may be of benefit to you. If, for any reason, you would like to be removed from our distribution list, please contact us at the number or address indicated above, or by contacting us via our Information Request form.

We may use third party suppliers and/or service providers to facilitate our services. For example, 我们可以将我们网站的一个或多个方面外包给根据我们要求提供服务的供应商或服务提供商. In all cases we restrict how these suppliers or service providers may access, use or disclose your information. In general, we do not permit these suppliers or service providers to retain, disclose or sell your information to third parties.

Security, Intrusion and Detection

数据加密—如果您使用的是具有安全功能的浏览器(如Microsoft Internet Explorer version 2).1 or greater, or Netscape Navigator version 2.0 or greater), the information you provide us is encrypted, making it extremely difficult to read, even if it is wrongly intercepted. 我们的网站使用行业标准的安全套接字层(SSL)技术,允许对潜在的敏感信息(如您的姓名和地址)以及非常敏感的信息(如您的社会安全号码或账号)进行加密.

For website security purposes and to ensure that this site remains available to all users, 该网站的流量受到监控,以识别未经授权的上传或更改信息的尝试, or cause damage. Unauthorized attempts to upload or change information on to this website are strictly prohibited, and may be punishable under the law.

Weblinking & Children's Online Privacy Protection

Our privacy policy only addresses our activities from our website. 本网站并非针对儿童,亦不会收集任何可辨识儿童身分的个人资料. 我们可以提供由各种联邦机构或其他组织维护的独立网站的链接, solely as a benefit to our customers. These other sites may have their own policies, which we do not control, and thus are not addressed by our policy. We do not endorse, approve or guarantee information, products, services or recommendations provided at any of the sites to which we have provided links.

We are not responsible for the content or accuracy of any of these links sites, 我们也不负责任何类型的损失或损害,因为使用任何链接网站的链接. 我们不对在这些链接网站上广告或提供的产品或服务的任何失败负责. We offer these links on an "as is" basis.

When you visit a linked website by using the link on our site, you will no longer be protected by our privacy policy or security practices. 你应随时熟悉你所浏览的任何网站的私隐政策及保安措施.

Guidance for Our Customers Against E-Mail and Internet-Related Fraudulent Schemes

E-mail and Internet-related fraudulent schemes, such as "phishing" (pronounced "fishing"), are being perpetrated with increasing frequency, creativity and intensity. 网络钓鱼包括使用看似合法的电子邮件信息和网站来欺骗消费者披露敏感信息, such as bank or loan account information, social security numbers, credit card numbers, passwords and personal identification numbers (PINs). 欺诈性电子邮件的作恶者可能使用各种手段使收件人相信该邮件是合法的,并且来自与收件人有既定业务关系的可信来源. Techniques such as a false "from" address or the use of seemingly legitimate company logos, weblinks and graphics may be used to mislead e-mail recipients.

In most phishing schemes, 欺诈性电子邮件将要求收件人“更新”或“验证”他们的财务或个人信息,以维护他们的帐户, 并引导他们进入欺诈网站,这可能看起来非常类似的网站的合法业务. 这些网站可能包括从合法网站复制或“欺骗”页面,以进一步欺骗消费者,让他们认为他们是在回应真诚的请求. 一些消费者会错误地向犯罪者提交财务和个人信息,犯罪者会利用这些信息获取财务记录或账户, commit identity theft or engage in other illegal acts.

Ways We Are Working to Protect Your Information from Fraud and Identity Theft

  • We will never send e-mail messages that request confidential information, such as account numbers, passwords or PINs;
  • We will work to notify internet service providers, domain name-issuing companies, 以及执法部门关闭欺诈性网站和其他互联网新版ued官网app下载,这些网站和新版ued官网app下载可能被用来协助针对我们客户的钓鱼或其他电子邮件和与互联网有关的欺诈计划;
  • We maintain suspicious activity monitoring and employ additional identity verification controls;
  • We will offer our customers assistance when fraud is detected in connection with customer accounts; and
  • As appropriate, 当发现电子邮件和互联网相关的欺诈计划时,我们将通知有关当局.

Additional Tips on Protecting Yourself from Fraud and Identity Theft

  • 最安全的方法是在打开电子邮件之前,立即删除来自未知来源的电子邮件.
  • Avoid clicking on any links in unsolicited email, particularly emails that ask (either directly or by pointing to a website) for personal, financial or identity information. Instead, 直接在浏览器中输入网站目的地,或使用可信的书签来验证网站或直接登录到您的帐户.
  • 始终通过使用我们网站的可信书签或直接在浏览器中输入我们的网站地址来访问我们的网站. 在网站上提供个人信息之前,请检查是否输入了正确的地址.
  • 当使用AccountAccess时,检查以确保挂锁图标出现在浏览器的状态栏中. It indicates that your information is secure during transmission.
  • When you click on the VeriSign logo on our AccountAccess log-in page, it should take you to a site indicating that "www.farmcredit.net" is a VeriSign Secure Site and should display the following information:

Name  
WWW.FARMCREDIT.NET

Status  
Valid

Validity Period 
(
Example: 01-AUG-03 - 31-JUL-04) 
Check to ensure validity period is current.

Server ID Information  
Country = US
State = South Carolina
Locality = Columbia
Organization = AgFirst Farm Credit Bank
Organizational Unit = Network Systems Services
Organizational Unit = Terms of use at www.verisign.com/rpa (c)00
Common Name = www.farmcredit.net

  • If you receive an email that warns you, with little or no notice, that an account of yours will be shut down unless you re-confirm your billing information, do not reply or click on the link in the email. Instead, 使用你知道是真实的电话号码或网站地址新版ued官网app邮件中提到的公司.
  • 您也可以新版ued官网app您的互联网服务提供商,以获得支持,以阻止电子邮件或订阅他们可能提供的垃圾邮件或垃圾邮件过滤器.
  • Ensure your home computer has adequate anti-virus software and remember to update it frequently.

Reporting Suspicious or Fraudulent Communications and Transactions

您应立即向联邦贸易委员会(FTC)报告可疑活动或电子邮件通信。. Send the actual email you received to uce@ftc.gov. If you believe you've been scammed, file your complaint at ftc.gov, then visit the FTC's Identity Theft website ftc.gov/idtheft to learn how to minimize your risk of damage from identity theft.

If you receive a suspicious message that appears to be coming from us, or discover a potentially phony AgCarolina Farm Credit, ACA website, 请通过我们的信息申请表与我们新版ued官网app,以便我们采取适当的行动.